Americans have many reasons for needing and wanting to work.
Despite the millions of departures from jobs over the past few years as workers sought better pay, benefits and work-life balance, studies show that working is fundamental to our way of life. Whether it’s living with purpose and meaning, achieving professional success, building relationships outside of the home or simply earning a living, Americans have many reasons for needing and wanting to work. However, a Gallop poll of more than 57,000 full- and part-time workers found that for the first time in more than 10 years, the percentage of engaged workers in the nation dropped in 2021. Only 34% of employees were engaged in 2021 compared to 36% in 2020.
Reasons for this decline in overall employee engagement are many, and range from workplace needs not being met to a lack of communication or to insufficient materials or equipment for optimal job performance. Here at Allsup Employment Services (AES), we view this issue from the lens of individuals with disabilities. While some of these same reasons may apply to this group, let’s take a closer look at the concerns those with disabilities have about working, especially if they are receiving Social Security Disability Insurance (SSDI) benefits.
Top Concerns About Going Back To Work
As a Social Security-approved Employment Network (EN), AES helps SSDI beneficiaries return to work — via Social Security’s Ticket to Work (TTW) Program — if they are medically able to do so. Our case managers observe firsthand the top concerns these beneficiaries have when considering a return to work.
- While more than 50% of SSDI applicants would like to work again, they fear that by doing so, they will lose those important financial and Medicare benefits they waited months, maybe even years for.
- Social Security’s free TTW Program can be time-consuming and complicated with lots of rules, paperwork and requirements. This can be frustrating when you are focused on your recovery and reentry into the workforce.
- Though some beneficiaries could go back to their former jobs, many are starting all over again in new careers and have no idea how to approach a job search or prepare for interviews. This can easily create anxiety.
- Many SSDI recipients have special needs in the workplace – from flexible schedules to remote work or even specific accommodations for physical comfort. They are hesitant to go back if they think their needs may not be met.
The Truth About Ticket To Work
While all of these concerns are real, we can demystify the Ticket to Work Program so more people with disabilities can find personal and professional fulfillment again in the workplace.
Social Security Disability Insurance beneficiaries will not lose their monthly income or Medicare benefits by participating in TTW. In fact, the program offers a Trial Work Period in the first year where you can earn unlimited income and retain your SSDI benefits. Your health insurance through Medicare will also be available for more than seven years. Throughout the TTW Program, EN case managers, like those at AES, can help you evaluate your budget and expenses against your earnings to ensure you are meeting all Social Security’s TTW requirements.
As is the case with many government programs, TTW can be overwhelming especially with complex forms and reports. Once you have selected an EN to help you return to work, expert case managers will help you understand and comply with Social Security’s requirements. ENs also provide other valuable services in addition to submitting the required reports. Need help with your job search? Not sure how to handle an interview? Or maybe you need a refresher course in an area that has changed since you last worked. ENs are equipped with access to all sorts of resources to help you along the way.
Finally, asking for special accommodations or flexible work schedules is unnerving for most, and perhaps even more so when you’ve been away from the workplace. The good news is that today, more employers are taking steps to address the needs of all their employees. The focus on diversity, equity and inclusion is greater than it has been in years past, making meaningful employment with work-life balance a bit easier to attain.
As more disability insurance beneficiaries regain their health and consider returning to their former jobs or new ones, they can rest assured that the TTW Program along with AES or other ENs, will make their transition a worthwhile and positive experience.
