Zenefits

APRIL 13, 2023

When the topic of business insurance coverage surfaces, such busy people rarely ask much more than the annual premium cost. At the same time, insurance policies offer vital risk management for small businesses and startups. Thus, small business insurance offers vital security for growing companies. Claims history.

Small Business 52

Small Business Insurance Risk Management Compensation 52

Forbes Leadership

SEPTEMBER 28, 2022

The insurance industry is one of the largest in the world and has been around for hundreds of years, making it ripe for transformation by newcomers in the space. Technology has pushed the frontier of what’s possible, making way for a new breed of digital-first insurance companies to come to life.

Insurance 88

Insurance 88

Forbes Leadership

MAY 31, 2023

With the rise of digital technologies, insurance plans are now leveraging digital tools to improve the member experience.

Insurance 79

Insurance 79

Forbes Leadership

AUGUST 30, 2022

It only makes sense for companies to want to buy insurance for paid parental leave, which can be a higher risk and cost more money than dental or vision insurance for some companies.

Insurance 91

Insurance 91

Forbes Leadership

JULY 21, 2022

Hamilton Insurance Agency created BeneBee, an insurance resource app for employers and employees alike to help Gen Zers take better advantage of their insurance benefits.

Insurance 90

Insurance Benefits 90

Forbes Leadership

JUNE 1, 2022

One company changing the commercial insurance industry is Corvus Insurance. Founded in 2017 by insurance veteran and entrepreneur, Phill Edmundson, the Boston-based company is applying AI techniques and data to provide smarter commercial insurance policies for companies of all sizes.

Insurance 82

Insurance 82

Zenefits

APRIL 6, 2023

And many part-time employees want to work for companies offering health insurance benefits. A common question for both employers and employees is “Do small businesses have to provide health insurance?” What is company-provided health insurance? 2 Do you need to provide health insurance as a small business?

Small Business 52

Small Business Insurance Benefits Retention 52

Zenefits

FEBRUARY 9, 2023

The answer to “ do I need workers’ comp insurance ” depends primarily on whether you have employees. Plan to purchase workers’ compensation insurance coverage if you do. If your business has 1 or more employees, plan to purchase workers’ compensation insurance.

Insurance 52

Insurance Compensation Real Estate Compliance 52

Zenefits

DECEMBER 2, 2022

In cases where proof of health insurance coverage is required, an active member ID card can typically suffice as proof. The post What Is Considered Proof of Insurance? A certificate of coverage is an official document from a carrier stating an employee is active in the group policy. Bookmark( 0 ) Please login to bookmark. Remember Me.

Insurance 52

Insurance Accounts Benefits 52

Zenefits

JUNE 8, 2023

In 2021, a reported 57% of non-elderly people were covered by employer health insurance.¹ While a small business isn’t required to provide health insurance to its employees, as it grows and scales, this changes. To provide these health benefits, employers can work with either a PEO or an insurance broker. What is a PEO?

Insurance 52

Insurance Small Business Risk Management Benefits 52

Zenefits

AUGUST 30, 2022

Generally, health insurance, PTO days, and remote work tend to be the top core offerings. But there’s another bread and butter benefit that should be on your radar: life insurance. How does employer-sponsored life insurance work? Purchasing life insurance for your workers is fairly straightforward.

Insurance 52

Insurance Benefits Travel Administration 52

Zenefits

DECEMBER 15, 2022

Please note that in the “monopolistic” states of Wyoming, North Dakota, Washington and Ohio, Worker’s Compensation insurance is a payroll tax, and is administered by the state itself. North Dakota Division of Workforce Safety and Insurance. Washington Dept of Labor and Industry. Bookmark( 0 ) Please login to bookmark.

Insurance 52

Insurance Compensation Administration Accounts 52

Forbes Leadership

NOVEMBER 10, 2022

The analytical rigor and discipline that we see in modeling and managing mortality risk in life insurance policies is almost completely missing from managing climate risk in U.S. property and casualty (P&C) industry. Are one year P&C policies to blame? This is the first of three posts on the topic.

Insurance 79

Insurance Manager 79

Zenefits

FEBRUARY 12, 2023

Without vision insurance, each routine eye exam can cost around $100. Between the sizes of the provider networks, to monthly premiums, coverage details, and more, vision insurance shopping can be daunting. For them, applying vision insurance to a health package should be a top priority. What do vision insurance plans cover?

Insurance 52

Insurance Benefits Small Business Operations 52

Zenefits

DECEMBER 20, 2022

But for businesses in which their employees select a plan from the government health insurance marketplace, open enrollment and explaining healthcare plans can be a complex topic for the HR team. In this article, we’ll break down how to explain the real cost of insurance. Premiums are only a fraction of health insurance costs.

Insurance 52

Insurance Benefits Administration Onboarding 52

Zenefits

DECEMBER 22, 2022

Insurance policies can protect against expensive HR claims. But they aren’t the first thing business owners think of when considering business liability insurance. Before we get into the specifics of HR-related insurance policies, let’s examine how HR operations can be risky. Why does HR need insurance? Any of the above.

Insurance 52

Insurance Compliance Human Resources Administration 52

Forbes Leadership

NOVEMBER 2, 2022

Here are three options today's consumer should research and determine about a potential policy when considering term life insurance offering living benefits.

Insurance 76

Insurance Benefits 76

Forbes Leadership

JANUARY 24, 2023

In this article, I will break down some considerations leaders should take into account when determining whether waterproofing their facilities will help save them on insurance premiums and offer some DIY waterproofing practices.

Insurance 73

Insurance Accounts 73

Chief Executive

APRIL 12, 2023

Life insurers can take concrete steps to solve this problem. We can re-purpose these capabilities to screen, test insured members, to triage those who present high risk for sudden death or other calamity to proactive medical and lifestyle intervention. Even as Covid recedes, society faces new health challenges.

Insurance 52

Insurance Hospitality Scaling Government 52

Zenefits

SEPTEMBER 6, 2023

x 12 = $270 Voluntary Life Plan A 45-year-old employee pays $100 per year for $200,000 in Voluntary Life insurance. x 150 x 12), and is reduced by the $100 he pays for the insurance, $170 total. Register The post HR Fast Facts: How to Calculate Imputed Income for Life Insurance appeared first on Workest.

Insurance 52

Insurance Accounts 52

Zenefits

JULY 30, 2022

However, with so many innovative perks in today’s job market, training sessions usually overlook the more traditional benefits like medical insurance. Besides taking hard-earned money out of their pockets, health insurance errors make employees uncertain about their financial security. What is covered.

Insurance 52

Insurance Education Hospitality Benefits 52

Forbes Leadership

NOVEMBER 15, 2022

With early entrants already making strides in harnessing the metaverse's opportunities, insurers shouldn't ignore this next wave of change.

Insurance 79

Insurance Manager 79

Kotter Inc.

MAY 30, 2023

The post How to Create an Adaptive Insurance Organization appeared first on Kotter International Inc.

Insurance 52

Insurance Culture Change 52

Zenefits

DECEMBER 9, 2022

In 2021, the Massachusetts Department of Unemployment Assistance adjusted the unemployment insurance (UI) tax rate to include a new COVID-specific employer charge, the COVID-19 Recovery Assessment. Register The post Unemployment Insurance and COVID-19 Assessment Rates in Massachusetts appeared first on Workest. Remember Me.

Insurance 52

Insurance Accounts Compliance 52

Forbes Leadership

SEPTEMBER 2, 2022

Consider borrowing strategies from the new travel insurance startups that have hit the scene rather than returning to the legacy approaches you've utilized in the past.

Insurance 75

Insurance Travel 75

Kellogg Insight

FEBRUARY 2, 2023

While extra choices are usually considered a good thing, insurers are able to use them strategically to maximize profits.

Insurance 63

Insurance 63

Accenture

MAY 29, 2022

How insurers are adopting modern tech platforms and digital tools that speed up enrollment and optimize claims processing. Learn more

Insurance 52

Insurance 52

Kotter Inc.

MAY 30, 2023

The post How Insurance Leaders Can Drive Innovation from the Inside Out appeared first on Kotter International Inc.

Insurance 52

Insurance Employee Engagement 52

Zenefits

DECEMBER 5, 2022

A waiting period is the length of time that employees must work at a company before their health insurance coverage is effective. The post Overview: Waiting Periods for Health Insurance appeared first on Workest. Employers decide what the waiting period will be, but it cannot exceed 90 days according to the Affordable Care Act.

Insurance 52

Insurance Benefits Accounts 52

Forbes Leadership

NOVEMBER 16, 2022

In Part II, I argue that AXA is ahead of the three of the top ten American insurers who put out a detailed climate report (Chubb, Liberty and Travelers) in internalizing climate risk as a strategic priority while underwriting risks and assuming liabilities on its balance sheet.

Insurance 80

Insurance Travel Balance Sheet 80

Kotter Inc.

SEPTEMBER 7, 2023

The post 5 ways for insurers to prioritize innovation, adaptability appeared first on Kotter International Inc.

Insurance 40

Insurance 40

Zenefits

DECEMBER 5, 2022

If an employee is a new parent who needs to enroll a newborn within 27 days of their birth (a qualifying life event ), they don’t need to provide a Social Security Number (SSN) when adding their newborn to their existing health insurance coverage. Bookmark( 0 ) Please login to bookmark. Username or Email Address. Remember Me.

Insurance 52

Insurance Accounts Benefits 52

Zenefits

DECEMBER 20, 2022

If an employee’s current health insurance card has incorrect information (e.g., The post HR Fast Facts: How Do Employees Correct the Information on Their Health Insurance Card? The post HR Fast Facts: How Do Employees Correct the Information on Their Health Insurance Card? misspelled name, address, etc.) Remember Me.

Insurance 52

Insurance Accounts Benefits 52

Zenefits

DECEMBER 5, 2022

Guardian) use a plan member’s SSN as their Member ID number for both dental and vision insurance, and do not actually issue cards to keep this information private. The post Quick Answers: Why Did My Employee Not Receive a Dental or Vision Insurance Card? Many dental and vision carriers (e.g., Username or Email Address.

Insurance 52

Insurance Accounts Benefits 52

Zenefits

DECEMBER 8, 2022

During open enrollment , your employees may be able to see how much it would cost to add a dependent on their health insurance plan selection page, depending on their benefits administrator. The post HR Fast Facts: How Much Does It Cost to Add a Dependent to Health Insurance? Bookmark( 0 ) Please login to bookmark. Remember Me.

Insurance 52

Insurance Administration Benefits Accounts 52

Zenefits

DECEMBER 5, 2022

A waiting period is the length of time that employees must work at a company before their health insurance coverage is effective. The post HR Fast Facts: Waiting Periods for Health Insurance appeared first on Workest. Employers decide what the waiting period will be, but it cannot exceed 90 days according to the Affordable Care Act.

Insurance 52

Insurance Benefits Accounts 52

Forbes Leadership

DECEMBER 23, 2022

With these four operational challenges in the insurance industry in mind, the question becomes: How do we solve them?

Insurance 64

Insurance Operations 64